4 Best New York Car Insurance Providers (2020)

• New York requires drivers to carry certain levels of property damage liability and bodily injury liability car insurance.
• New York is a “no-fault” state, meaning insured drivers file claims with their own insurer after an accident, regardless of who was at fault.
• New York drivers spent an average of $1,349.72 on car insurance premiums in 2017, which was higher than the national average of $1,004.68.

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Drivers in the Empire State may pay more than the national average for insurance premiums, but this doesn’t mean it’s impossible to find low-cost New York car insurance. In this article, we’ll recommend the top providers in the state based on price, customer service, and local reputation. We’ll also review state insurance minimums, state penalties for driving without insurance, and other facts about driving in New York.

Our review team has taken a close look at many of the best car insurance companies in the country. While there are differences in average premiums among states, there can be even bigger cost differences among individual drivers. If you’re looking for the cheapest auto insurance in New York, start by comparing free, non-committal quotes using the tool below.

Original article: 4 Best New York Car Insurance Providers (2020)

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